An anti-poverty charity is encouraging more people across Lanarkshire to seek help with problem debt now and not to wait until things get worse.
And the message from Christians Against Poverty (CAP) Scotland is clear – “it is never too early or too late to get debt help”.
CAP Scotland’s national director, Emma Jackson, told Lanarkshire Live why seeking help if you’re struggling to pay bills is so vital.
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She told us : “Over the past year we’ve seen the devastating impact of the cost of living increase hitting low income families hard.
“Before getting debt help, many of our clients were having to prioritise which bills to pay.
“No one should have to make the impossible choice between whether to heat their home or feed their children, but sadly too many people in Scotland are having to do this right now.
“Too often shame and stigma keep people trapped in problem debt, 50 per cent of CAP clients wait for over a year to get debt help.
“We are urging everyone who is struggling with problem debt not to wait until things hit crisis point.”
CAP Scotland provides free, professional and community based debt help.
Their debt coaches can meet people in the comfort of their own home and stay with them every step of the way until they become debt free.
Emma added: “Many other trusted debt help charities are also offering vital support with free debt help, including Citizens Advice Scotland and StepChange.
“The most important thing isn’t which charity someone chooses to call, it’s just making the call for help as soon as possible.”
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